Renters Insurance
The Rock Hill Housing Authority (RHHA) is happy to have you as a resident, and we hope that you enjoy your time with us. During the term of your tenancy, we understand that there may be some unfortunate circumstances that could result in some type of property damage or loss. The Rock Hill Housing Authority is not responsible for damages that are not directly caused by use. Although it is not required, we highly encourage you to consider getting renters insurance because renters insurance covers the damages that we do not. Renters insurance can be purchased for as little as $10/month. Below is a chart that provides examples of what some renters insurance (RI) often covers, but you will need to review specific coverages with your insurance company.
| Damage | Covered by RHHA | Covered by RI |
| Housing Authority staff breaks items in your apartment | Yes | No |
| Fire/smoke damage to personal belongings like furniture & clothing, etc. | No | Yes |
| Theft/Vandalism | No | Yes |
| Accidental water damage (Burst pipes, water heater bursting, toilet/tub/sink overflowing | No | Yes |
| Food spoiling due to a refrigerator or freezer malfunction | No | Yes |
| Someone sues you for getting hurt in your apartment or for causing damage to their property | No | Yes |
| Loss of Use Expenses (Hotel bills, restaurant meals if forced to temporarily move for a covered disaster) | No | Yes |
If you wish to get renters insurance, please see the following page for a list of companies that offer this option. This is not a complete list, so please feel free to research other companies should you prefer one that is not listed. If you currently have auto insurance, you may also want to consider adding renters insurance with the same company as some companies may offer lower rates for bundling auto and renters insurance.
- AAA Carolinas
- USAA
- State Farm
- Travelers
- Nationwide
- Progressive